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RefinanceHomeMortgage
Last updated at 4:52 pm UTC on 16 January 2006
Refinancing Calculator


When you refinance at a lower interest rate, you usually pay refinancing costs including points, fees, and other costs. This calculator will tell you if the amount you save in interest will exceed these refinancing costs.

Existing Loan
Remaining balance on your current loan: $

Current monthly payment: $ (principal & Interest)

Current Rate: %

New Loan

New rate: %

Points: points

Fees & Closing Costs: $

New Term: months

Other Information
Your income tax rate: ? %

Your investment rate of return: ? %

How long will you keep this property: ? months



Current Loan Refinance Savings
Monthly Payment $ 1,200.00 $ 1,200.00 $ 0.00
Origination Cost $ 0.00 $ 1,000.00 $ -1,000.00
Loan Term (months) 130 113
Total Loan Cost (PV) $ 107,377.66 $ 100,856.04 $ 6,521.62

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